PC Financial Lowers Interest Rates!

I can't believe that PC Financial has lowered it's interest rate on its savings account all the way down to 2.25%! Sucks balls if you ask me. When I first signed up several years ago, it was 4%. Now it's withered down to 2.25% & what's even worse is that their TFSA which I signed up for in Jan was 3%. Now it's gone down in less than a month to 2.55%. Sounds a little like bait & switch if you ask me. & I am sure going lower is only a matter of months.

What really bothers me is not that they're lowering their interest rates. All banks are. It's that their interest rate is almost the same as other major banks. Those banks that have actual physical locations & offer other perks. By banking with PC who are a no frills banking service, I thought I'd enjoy some benefits in the way of higher interest rates for giving up access to tellers and such.

I might have to look at other options.

Things I am looking forward to this weekend

I think me & the bf may try to check out one of the Oscar nominated movies this weekend. I've hardly seen anything that's been nominated. I definately want to see slumdog but the bf has already seen it so I need to find somebody else or play it solo.

Woot! I am going to check out Monsoon this weekend as part of the Winterlicious. Can't wait to eat!

want

I still haven't invested in a good pair of boots since I am not outside enough to justify ~$100 on boots just yet. But water proof is a good idea for when I am shovelling snow & cleaning my car. Yesterday my socks got wet & my toes were almost numb by the time I got in the car.

The tetron boots to the right are more like rain boots without the shinyness & I think semi stylish. Bonus: only $40! Now if only I knew somebody going to the states to purchase this bad boys for me.

Work Life Balace?

I have so much to get done @ work, I am feeling overwhelmed. So overwhelmed that I've been bringing home work to do which I don't like very much. I like that work stays @ work & once I leave it, I do my own thing & try to live life. Lately I feel like all I do is eat, sleep & dream work. Ok maybe that's a little extreme but I certainly think about work in my personal time & how I am going to finish everything on schedule.

Do you guys have a good work life balance? I clearly don't at the moment.

Winterlicious 2009

So I am debating joining my friends for some winterlicious action next week. It's great to be able to eat a 3 course meal for $35 but at the same time, it's still $35. I have to remind myself that scrimping & saving sometimes leads to having no fun. It's hard finding that balance in between.

The months almost over & I didn't go over budget as much as I thought I would in the eating out dept. I am still definately going over but it could've been worse. I think I might up the budget for the next month. Maybe by $20 or $50.

Also I pumped another tank of gas & it came to around $26. The most a tank of gas has cost me this month is $32! I would love for the prices to continue at this rate. I remember easily paying over $50 just a few months ago.

Frugal things I did today

1. Hung my clothes to dry
2. Clipped some coupons

Freebie Fridays

So I am a notorious freebie signer upper. There was a point when I'd sign up for anything & everything. Now I try my best & only sign up for things I'd actually use. So what was in the mailbag yesterday?

A free Nylon magazine & a little booklet on A Woman's Guide to Optimum Health. I love Nylon magazine so can't wait to go through the mag. Already saw some outfits I want!

Also the booklet on woman's health seems pretty informative. It covers menopause, breast cancer, osteoporosis, weight management & so much more. You can sign up for yours free here. Truth be told I am mega afraid of going to the doctor. I follow the ignorance is bliss doctrine. I had my first check up last year after over 10 years maybe? Pretty bad huh.